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Credit & Financing

Finding quality furniture for your home is an important investment. At Charleston Furniture, we strive to make that investment affordable for all families. That's why we offer furniture financing so you can bring home the perfect living room furniture, dining room furniture, office furniture, kids room furniture, accent furniture, or other furniture at an affordable monthly price!

We are here to work with you and your unique financing situation. Please feel free to contact us at any time during your shopping process and one of our dedicated sales professionals will be happy to help you.

Charleston Furniture Now Offers No Credit Needed Financing:

We offer 120 days same as cash options - if you pay off your purchase in 120 days, no interest is paid! We also offer 10 month and 15 month repayment plans. No credit or bank account needed!

Take Your Items Home Today - Approval in Under Five Minutes

With Credda Financing

Step 1

Step 2

Step 3

Step 4

1. Fill out an application online. It’s short, simple, and you’ll get an approval decision in just a few minutes.

2. Choose your lease terms: initial payment amount, how often you make your payments, stuff like that.

3. Show your ID to the store and make your initial payment.

4. Take your stuff home!

Not an In-Store Credit Card

Credda gives you one simple lease tied to a single purchase. Once it’s paid off, your lease is done and your purchase is just that – yours. You can also return the item to us at any time with no additional obligation.

No Compounding Interest

Instead of charging interest like credit card companies do, Credda simply adds a markup to the initial price of your purchase. Once you start making payments, your balance can only go one direction: down.

-And Don’t forget - Once Your Purchase is Paid Off, it’s Yours for Good!-

Additional Details

  • No credit needed
  • No bank account required
  • 10 or 15 month repayment options
  • 120 day same as cash option available

Apply Now!

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